Tag Archives: Debt

Just Checking In!

Good morning!

I am running behind this morning, as it seems I am most mornings nowadays!! So, this is going to be a quick post!

This morning, I am being fiscally responsible, paying bills, getting organized, etc. etc. Last night I filed our taxes and found out that we are getting a nice refund back – enough to finally push us completely out of debt!!

YEAH!!

My husband and I have been actively working on getting out of debt (non-mortgage debt) since September 2012, and we are SOOOOO CLOSE that I can almost taste it!!! 🙂

We have been following Dave Ramsey’s Financial Peace University, and it has literally changed the way we deal with money and credit!!!

Being debt free is not something we are going to take lightly.

It is going to change the way we do everything!!!

I really can’t wait!!

I do not ever want to be in debt EVER again!!!! Dave Ramsey says, “You become a slave to the lender.” and man, do I believe him!!

I will keep you posted! Now back to getting on with my morning!

Here is to a FABULOUS day! 🙂

Signature Line

If you want to have a different life, you have to live differently!!

 

Funky Mood!

Good evening!

I am in a bit of a funky mood! Do you ever feel like that?

I had a pretty good day at work, and this evening, as soon as I got home I pulled all of my bills together to schedule them to be automatically paid, like I do every month, and I had a little surprise on my cable bill.

Back in November, my sweetie and I decided that we had too much tele in our lives, and we took the huge step, at least at the time it felt like a huge step, to cut our super-duper-duper-CABLE back to regular, bare-bones basic cable.

Well, today, for the first time since then, I actually looked at our bill – what a novel concept right? I know, I honestly don’t know what I was thinking, thinking that the cable company would be looking out for me!! Anyway, I found a $16 discrepancy on our bill, which isn’t so bad all by itself, BUT I have been paying that $16 for every month for the past 8 months – OUCH! Ok, so maybe it isn’t enough to break the bank, but still I am giving away my hard earned money for nothing!!

I called their “Customer Service Line” and well, let’s just say, the customer wasn’t served very well! HOWEVER, I am not going to let it ruin my day, Jason is going to go down tomorrow and make sure that it is taken care of.

So, there you go!!

The thing that started this whole effort this evening, is that I have decided that I have got to stop turning a blind eye to my finances, pretending that I am thriving, when in reality I really had no freaking clue how I was doing!! Well, I have taken stock, and I am not doing as well as I thought I was doing, and it is going to take me a while to flip my financed right side up, but I have done it before and I will be more than able to do it again!! With LOTS and LOTS of patience!! 😉

I will keep you posted of my efforts!! Right now, I need to set up an actual budget to see what will be manageable!! Not to mention get ready to have some dinner with my sweetie!!

Have a FABULOUS evening!!! 😉